Important Legal Information
The Sites are only available to those individuals or entities of legal age that are entitled to enter into legally binding agreements.
Ownership of Intellectual Property
All of the content on the Sites is owned by PlanMember, unless expressly stated otherwise, and is protected by copyright, service mark, trademark, trade dress, trade secret, unfair competition and other intellectual property and applicable laws.
The content includes, but is not limited to, the text, designs, images, illustrations, graphic material, photographs, designs of the “look and feel” layouts, user interfaces, visual interfaces, audio clips, video clips, artwork, goods, or other copyrightable elements of the materials on the Sites, and the selection and arrangement of materials on the Sites (collectively, “the Content”).
PlanMember owns, except as expressly stated, without limitation all service marks, trademarks, trade names, slogans, designs, and trade dress (“collectively, the “Service Marks”). Numerous Service Marks are federally registered or registered in the State Of California.
All of the Service Marks on the Sites are protected by copyright, service mark, trademark, trade dress, trade secret, unfair competition and other intellectual property and applicable laws.
The following is a list that includes, but is not limited to the Service Marks owned by PlanMember:
PlanMember Services logo®
Planning your future… today®
PlanMember Services Retirement Planning GuideTM
PlanMember Services Annual ReviewTM
PlanMember Financial CenterSM
Partnership for SuccessSM
PlanMember Model PlanSM
PlanMember Investment SelectionsSM
Use of Information on The Sites
If you have accessed the Sites, PlanMember grants You a limited, personal, non-exclusive, nontransferable, revocable license that can not be sublicensed to download files, print or copy information from the Sites only for your personal non-commercial use unless you and PlanMember have expressly agreed otherwise in writing prior to Your use.
You agree that other than the rights to access the Sites, view the Content, Services, and Service Marks, to download files, print or copy information from the Sites only for your personal non-commercial use, that under the Terms and Conditions set forth herein that you acquire no ownership, title, rights or interest of any kind in or to the Sites or any part of the Content, Services and/or Service Marks displayed on the Sites which remain the property of PlanMember except as expressly stated.
Except for the purposes expressly provide herein, You agree that you will not copy, reproduce, modify, upload, create derivate works from, republish, display, transmit, post, display, perform, license, disseminate, broadcast, e-mail or disseminate by other electronic means, publish, republish, license, frame, distribute or circulate in any way the Content, Services, or Service Marks to any third party including, without limitation, the display and distribution of the Content, Services, or Service Marks via a third party web site, or otherwise distribute, in any other way for commercial or public purposes in whole or in part any of the Content, Services, or Service Marks except for the purposes expressly provided herein, without Our express prior written consent.
You agree that you will not remove any Service Mark, copyright or other notice from the Sites unless PlanMember and You have expressly agreed otherwise in writing prior to Your doing so.
Any unauthorized or prohibited use may subject the offender to civil liability and criminal prosecution under applicable federal and state laws.
Reservation of Rights
All rights not expressly granted herein to You by PlanMember are reserved by PlanMember and/or its Licensor.
Changes to Sites
PlanMember may at any time without prior notification, implement changes or make improvements or modification to the Content, Services and/or Service Marks on its Sites. These changes are effectively immediately upon publishing and Your continued use of the Sites implies that You accept the published changes.
You must use a password to access certain PlanMember Sites or portion(s) thereof. You agree that, in registering, all the information you submit will be accurate and, when appropriate, you must promptly update all information. We will have the right to terminate your access to the Sites if all the information is not accurate or current or you have allowed unauthorized use. The password-protected portion(s) of the Sites may only be accessed and used by those individuals or entities registered with PlanMember.
You also agree that if it comes to your attention that there has been any unauthorized access to Your Password Account, you will immediately advise PlanMember of such unauthorized access.
Disclaimer of Warranties
THE SITES, SERVICES, AND CONTENT CONTAINED ON THE SITES OR DOWNLOADABLE THEREFROM ARE PROVIDED ON AN “AS IS”, “AS AVAILABLE” AND “WHERE IS” BASIS. ALTHOUGH PLANMEMBER MAKES EVERY EFFORT TO PROVIDE ACCURATE AND TIMELY INFORMATION ON ITS SITES, THERE MAY BE INADVERTENT TECHNICAL OR FACTUAL INACCURANCIES AND TYPOGRAPHICAL ERRORS. PLANMEMBER RESERVES THE RIGHT TO MAKE CHANGES AND CORRECTIONS TO ITS SITES AT ANY TIME AND WITHOUT NOTICE. PLANMEMBER MAKES NO REPRESENTATIONS AND DISCLAIMS ALL WARRANTIES OF ANY KIND EXPRESS OR IMPLIED, TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW, INCLUDING, BUT NOT LIMITED TO, STATUTORY WARRANTIES, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, TITLE, ACCURACY, COMPLETENESS, THAT THE CONTENT AND SERVICES WILL MEET YOUR REQUIREMENTS, TIMELINESS ON THE CONTENT AND SERVICES, QUIET ENJOYMENT, THAT THE CONTENT AND SERVICES ON THE SITES SHALL BE UNINTERRUPTED OR ERROR FREE OR THAT THE SITES OR SERVER THAT MAKE IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS OR THAT THE DEFECTS WILL BE CORRECTED. NO ADVICE OR INFORMATION WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM PLANMEMBER OR THROUGH THE SITES, CONTENT AND SERVICES SHALL CREATE ANY WARRANTY NOT EXPRESSLY MADE HEREIN.
YOU SHALL BE RESPONSIBLE FOR ANY LOSS OR DAMAGE CAUSED, OR ALLEGED TO HAVE BEEN CAUSED, DIRECTLY OR INDIRECTLY, BY THE INFORMATION OR IDEAS CONTAINED, SUGGESTED OR REFERENCED AT THE SITES THROUGH THE SERVICES, CONTENT OR ANY USE OF SAME BY YOU.
YOU ASSUME THE ENTIRE RISK OF THE USE OF THE SITES, THE CONTENT, THE SERVICES AND USE OF THE SERVICE MARKS PROVIDED THEREIN.
APPLICABLE LAW MAY NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU.
Limitation Of Liability
IN NO EVENT WILL PLANMEMBER OR ITS EMPLOYEES OR AUTHORIZED REPRESENTATIVES BE LIABLE FOR ANY DAMAGES INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, DATA, OR NEGLIGENCE DIRECT OR INDIRECT, SPECIAL, EXEMPLARY, INCIDENTAL OR CONSEQUENTIAL DAMAGES, LOSSES OR EXPENSES ARISING IN CONNECTION WITH THE SITES OR USE THEREOF OR INABILITY TO USE THEREOF BY ANY PARTY, OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, OR SYSTEM FAILURE EVEN IF PLANMEMBER OR ITS EMPLOYEES OR AUTHORIZED REPRESENTATIVES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. YOU AGREE THAT YOU WILL ASSUME ALL THE COSTS IF THE USE OF THE SITES RESULTS IN THE NEED FOR THE SERVICING, REPAIR OR CORRECTION OF EQUIPMENT OR DATA. IN NO EVENT SHALL PLANMEMBER’S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION EXCEED THE AMOUNT PAID BY YOU TO PLANMEMBER, IF ANY, FOR ACCESSING THE SITES.
APPLICABLE LAW MAY NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES OR LIMITATION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE EXCLUSIONS SET FORTH ABOVE MAY NOT APPLY TO YOU.
Your Indemnification Obligations
You agree to indemnify, defend, hold harmless and release PlanMember and its respective employees, officers, directors, stockholders, agents, licensor and their respective successors and assigns, from and against any and all claims, damages, costs and expenses, including reasonable attorneys’ fees, arising from or related to Your use or misuse of the Content, Services, and /or Service Marks contained on its Sites or provided thereby, including, but not limited to, information from third-party web sites linked to the Sites.
We and You shall each pick an arbitrator from a list provided by the American Arbitration Association that is mutually satisfactory to them. If We and You are unable to agree on an arbitrator The two arbitrators so selected shall then select a third arbitrator mutually satisfactory to them from the list provided by the American Arbitration Association. The single arbitrator so selected by the aforesaid procedure shall hear the dispute and decide it. The award of the arbitrator shall be binding and final on all parties. The party(ies) who do(es) not prevail shall bear any and all legal, accounting and other costs and expenses incurred by the prevailing party.
If any term, provision, covenant or condition of this Agreement is held by a court of competent jurisdiction to be invalid, void, or unenforceable, the remainder of the provisions shall remain in full force and effect and shall in no way be affected, impaired or invalidated.
The Sites Do Not Offer Investment Advice
The investment strategies, products and services contained in this site are offered only as general information and are not provided as investment advice. No specific solicitation of any securities, services or products is offered on this site in any jurisdiction where their offer or sale is not qualified or exempt from registration.
PlanMember products and services are available to U.S. residents only. Representatives must be registered in the state in order to offer investments to its residents.
Prospectus & Mutual Fund
Before investing in any mutual fund carefully read the prospectus(es) which contain information about investment objectives, risks, charges, expenses and other information all of which should be carefully considered before investing. For current prospectus (es) call (800) 874-6910. Investing involves risk. The investment return and principal value will fluctuate and, when redeemed, the investment may be worth more or less than the original purchase price. Asset allocation or the use of an investment advisor does not ensure a profit or guarantee against loss.
Investors should carefully consider a variable annuity’s risks, charges, limitations and expenses, as well as the risks, charges, expenses and investment objectives of the underlying investment options. Other information about variable annuities is provided in the product and underlying fund prospectus(es). For current prospectus(es), call (800) 874-6910.
Withdrawals from annuities, including partial withdrawals and surrenders, may be taxable. If you take a taxable withdrawal before age 59½, you may have to pay a 10% penalty to the IRS on the amount of gain in your contract, in addition to your normal income taxes.
The tax-deferral benefit offered by annuities provides no additional tax benefit if they are held in tax-qualified accounts such as IRA, 403(b) or 401(k). Special rules governing annuities issued in connection with a tax-qualified retirement plan restrict the amount that can be contributed to the contract during any year.
The use of an investment advisor does not guarantee a profit or ensure against loss.
Asset allocation cannot guarantee a profit or ensure against loss.
Guarantees and benefits are subject to the claim-paying ability of the underlying insurance company.
Representatives registered with PlanMember Securities Corporation offer only securities and advisory services through PlanMember Securities Corporation, a registered broker/dealer, investment advisor and member FINRA/SIPC, 6187 Carpinteria Ave, Carpinteria, CA 93013 (800) 874-6910. PlanMember Securities Corporation and ancillary or third-party product providers included on our Sites are independently owned and operated. PlanMember is not responsible or liable for ancillary products or services offered by third-party or ancillary product providers.
Before investing in any mutual fund carefully read the prospectus(es) which contain information about investment objectives, risks charges, expenses and other information, all of which should be carefully considered before investing. For current prospectus(es) call (800) 874-6910. Investing involves risk. The investment return and principal value will fluctuate and, when redeemed, the investment may be worth more or less than the original purchase price. Asset allocation or the use of an investment advisor does not ensure a profit or guarantee against loss.
Not a Deposit • Not FDIC Insured • Not Bank Guaranteed • Not insured by any Federal Government Agency • May Lose Value
Representatives are registered with and securities products and advisory services are offered through PlanMember Securities Corporation, a registered broker/dealer, investment advisor and member of FINRA and SIPC.
PlanMember Securities Corporation
6187 Carpinteria Ave.
Carpinteria, California 93013